Welcome To Positive Credit Builder
Positive Credit Builder was developed to help you maximize your credit score in two important ways – by showing you how to read and interpret your credit report and by showing you how your credit score is calculated.
By providing a detailed and comprehensive analysis of credit reporting, Positive Credit Builder will enable you to:
- Understand the components of a credit score and how it’s calculated
- Understand how to read and interpret your credit file, and understand the differences between mortgage, installment and credit accounts
- Understand how certain bill paying habits may be adversely affecting your credit score
- Improve your credit by identifying credit accounts that need immediate attention and why
- Understand the impact of the amount of credit you are currently using
Our Credit Education and Resource Center offer a wide variety of educational services, credit tips and additional resources and services to help you take the steps necessary to enhance your credit score and manage your financial life. Here is just a sample of the information available to you with Positive Credit Builder:
- Protect your financial information online
- Useful information to help you effectively manage your finances
- Understand the negative impact of low credit scores
- See how your credit score affects your interest rates on credit cards and mortgages
- Prepare and maintain a monthly budget
- Project new home or refinance interest rates
- And much, much more
Don’t miss out on these exciting features available to you with your enrollment!
Resource Center – Sample calculators
Mortgage Payment Calculators
Budgeting Calculators
Debit & Credit Card Calculators
Simple Loan Calculators
Debt to Income Ratio Calculators
And much, much more!
Visit our Credit Education Library
Maintaining Good Credit
Credit Building Tips
What’s Not in your Credit Score?
Bankruptcy
Wage Garnishments
And much, much more!